What is Reimbursable?

Reimbursable helps you turn your HSA into a long-term wealth-building account by tracking medical expenses now and reimbursing yourself tax-free later — even years from now.

The basic idea

The IRS lets you reimburse yourself from your HSA for any qualified medical expense, as long as the expense happened after you opened the account. There's no time limit. People who pay for medical bills out-of-pocket today and let their HSA grow can pull that money out tax-free decades later — including the investment gains.

The catch is you have to keep records. You need every receipt, you need to know which expenses you've already reimbursed, and you need to be able to show the IRS your math if they ask. That's what Reimbursable does for you.

What you can do here

• Track every medical expense — manual entry or AI receipt scanning (Premium)
• Connect your HSA and bank accounts via Plaid to auto-import transactions (Premium)
• Manage a household so you can track expenses for your spouse and kids
• Reimburse yourself with a guided workflow that tells you exactly which expenses to pull
• Generate IRS Form 8889 at tax time with a complete audit trail

Who it's for

People who use an HSA for long-term tax-advantaged investing — who pay medical expenses with after-tax dollars now, save the receipts, and plan to reimburse themselves later when the HSA has grown.

If you just want to swipe an HSA card at the pharmacy, you don't need Reimbursable. If you want to build wealth through health, you do.

Updated on: 05/06/2026